Website Terms and Conditions of Use

These terms govern your use of zenthivara.pro. Please review them carefully to understand your rights and responsibilities while engaging with our financial literacy blog.

January 31, 2026

Acceptance of Terms

By accessing or using this website, you agree to these terms and any updates that may apply. Please discontinue use if you do not accept these conditions.

Definitions

Certain words here have specific meanings related to this site and its content.

‘Website’ refers to zenthivara.pro, including all related content and features hosted herein.

‘User’ means any visitor accessing or interacting with this site in any manner.

‘Content’ includes articles, blog posts, recommendations, and other resources shared on this platform.

‘We’, ‘us’, and ‘our’ indicate the administrators and owners of this website.

Use of Service

This platform provides general financial guidance, stories, and opinions intended for information only.

Eligibility

Visitors must be of legal age as required by Malaysian law. Minors should seek guardian supervision.

Site content is not intended for users under 18.

User Responsibilities

Use this site respectfully and lawfully, and ensure information shared is accurate.

Respect community standards when posting questions or comments.
Avoid sharing confidential or sensitive financial details in public messages.
Do not misrepresent yourself or provide misleading information.
Comply with all local, national, and international regulations.

Prohibited Uses

Please do not misuse the site or its content.

No spamming, solicitation, or unauthorised commercial activity.
Do not post offensive, defamatory, or illegal content.
No attempts to hack, disrupt, or compromise site security.
Do not impersonate others or the site administrators.
Sharing false claims or misleading readers is strictly not allowed.

Intellectual Property

All blog articles, graphics, and written materials are protected by copyright. Reproduction or distribution requires written permission from the site owner. Copyright and attribution must be respected.

User Content

If you post or submit comments, you grant us permission to display and manage them according to our moderation policies.

User Content Rights

You retain rights to your posted content but provide us a license to use and display it.

Privacy and Data Protection

Personal data is handled according to our privacy policy. By using this site, you consent to such processing.

View Privacy Policy

Important Disclaimers and Limitations

Content is for informational purposes and not professional advice. Please consult a qualified advisor before making significant decisions.

No Guarantee of Results

We do not promise specific outcomes or financial gains from using our advice or resources.

Limitation of Liability

We are not liable for any losses or damages resulting from reliance on this site’s content. All actions taken are at your discretion.

Indemnification

Users agree to indemnify us against claims arising from their misuse of the website or its information.

Dispute Resolution Process

Contact us with any concerns before taking formal action. We aim to resolve issues amicably.

Arbitration

Disputes may be settled by arbitration in Malaysia, subject to national rules and costs.

Participation in arbitration does not waive any statutory consumer rights.

Alternative Online Dispute Resolution

Where eligible, users can seek alternative dispute resolution through authorised Malaysian bodies.

Online Dispute Resolution Platform

Severability

If part of these terms is unenforceable, the remaining provisions remain effective.

Entire Agreement Statement

These terms, with referenced policies, constitute your full agreement with us regarding use of the site.

Applicable Law and Jurisdiction

Malaysian law applies to your relationship with this website.

Termination

We reserve the right to suspend accounts or access in case of misuse or violation of terms.

Modifications

Terms and site content may change. Continued use means acceptance of any updates.

Contact for Terms and Issues

Direct any questions or concerns about these terms to our contact form or listed email.

Contact Email: content@zenthivara.pro

Phone: +603-0858 4237

Address: Infinity8 MyTOWN, L3-023, Level 3, MyTOWN Shopping Centre, Jalan Cochrane, Kuala Lumpur 55100 Malaysia

Effective Date of Terms: January 31, 2026

Version: 1.2